I am the wife to a wonderful husband and mother to our 2 kids. For now, I prefer to remain anonymous, and will just go by 99k. Like many typical families of four, we were living above our means for too long. January 2008, we got ourselves on a budget, and made the goal of getting out of debt. I dove right into this goal and after working the numbers, determined that we could feasibly pay off the 99k in debt in about 3 years.

Our credit cards go first, and then car & home equity loan (though not necessarily in that order!)

Think we can do it? :)

I know we can.